6. USAA

USAA offers a range of life insurance policies exclusively for military personnel, veterans, and their families, including seniors over 70. Their policies offer flexible premiums, a guaranteed death benefit, and a cash value component that grows over time. USAA’s Term Life Insurance policy provides affordable coverage for a specific period, while their Whole Life Insurance policy offers a guaranteed death benefit and a cash value component.

Additionally, their Universal Life Insurance policy offers a flexible premium structure and a cash value component that can grow over time, providing a tax-free death benefit to beneficiaries. USAA’s policies are known for their competitive rates and exceptional customer service.

7. Mutual of Omaha

Mutual of Omaha offers a range of life insurance policies for seniors over 70, including term life, whole life, and universal life insurance. Their policies offer flexible premiums, a guaranteed death benefit, and a cash value component that grows over time.

Mutual of Omaha’s Term Life Insurance policy provides affordable coverage for a specific period, while their Whole Life Insurance policy offers a guaranteed death benefit and a cash value component. Additionally, their Universal Life Insurance policy offers a flexible premium structure and a cash value component that can grow over time, providing a tax-free death benefit to beneficiaries.

8. Transamerica

Transamerica offers a range of life insurance policies for seniors over 70, including term life, whole life, and universal life insurance. Their policies offer flexible premiums, a guaranteed death benefit, and a cash value component that grows over time.

Transamerica’s Trendsetter Super Term Life Insurance policy provides affordable coverage for a specific period, while their Final Expense Whole Life Insurance policy helps cover funeral expenses and other final costs. Additionally, Transamerica’s Universal Life Insurance policy offers a flexible premium structure and a cash value component that can grow over time.

9. Prudential

Prudential offers a range of life insurance policies for seniors over 70, including term life, whole life, and universal life insurance. Their policies offer flexible premiums, a guaranteed death benefit, and a cash value component that grows over time.

Prudential’s Premier Life Insurance policy provides a guaranteed death benefit and a flexible premium structure, while their Universal Life Insurance policy offers a cash value component that can grow over time. Additionally, Prudential’s Term Life Insurance policy offers convertible coverage, allowing seniors to convert their term policy to a permanent policy without evidence of insurability.

10. Lincoln National

Lincoln National offers a range of life insurance policies for seniors over 70, including term life, whole life, and universal life insurance. Their policies offer flexible premiums, a guaranteed death benefit, and a cash value component that grows over time.

Lincoln National’s LifeGuarantee UL (Universal Life) policy is a popular option, providing a guaranteed death benefit and a flexible premium structure. Additionally, their Term Life insurance policy offers convertible coverage, allowing seniors to convert their term policy to a permanent policy without evidence of insurability.